MORTGAGES – DON’T PAY MORE THAN YOU HAVE TO!

The residential property market is still relatively quiet. Lenders are being forced to bring out new offers to tempt borrowers to move or remortgage. Our general advice for those on their lenders’ standard variable rate is to remortgage to a fixed rate for between 3 and 5 years. There is generally money to be saved and peace of mind to be gained. We will be happy to review your options for you. Note: those who still have interest-only mortgages should take immediate advice to ensure that they either move over to a repayment type of mortgage or have sufficient resources to pay the mortgage when it falls due.