Retirement Issues

We are able to utilise our experience and expertise to assist you in finding the best solutions for financial matters.

1. Sorting out retirement options. From age 55 it is possible to take your retirement benefits. There are quite a few options and we can help you to understand them and assist you in obtaining the solution that best suits your circumstances.
2. Dealing with mortgage/remortgage challenges. Experience and expertise and access to all of the market, enables us to seek out the best available deals. Your mortgage is likely to be your biggest monthly bill, so ensure you are paying the lowest rate possible.
3. ‘Insuring’ all is well. Protection in the form of life assurance, critical illness cover and income replacement are available to ensure you are covered in case of the unexpected. Research has shown that 6 out of 10 families in the UK have no life assurance arrangements. Insurance does not have to be expensive. As independent financial advisers, we can find the cheapest solutions for you.
4. Raising funds or reducing outgoings. There are quite a variety of ways to raise funds or reduce outgoings and we can look at all the options with you.
5. Equity Release Plans. Homeowners with small or no mortgages will have options to access funds via Equity Release Plans. Whether you use them or not, it is good to know what can be done.
6. A variety of other reasons including savings and investment and simply better understanding financial options.

Just give us a ring with whatever you would like to discuss on 01342 313302.