The State Pension Age is the age at which you can start drawing your State Pension. While the State Pension is not a fortune, it is still a useful guaranteed income and worth playing for. To get the maximum under the current rules you will need to have worked, and paid National Insurance, for 35 years. To help with your planning in this regard use the State Pension Forecast facility the Government provides. This will tell you when you can expect to receive your State Pension, how much it is likely to be and what you can do to catch up any missed years.
And do remember that you can delay taking your State Pension. Those still working on a significant salary when they reach their State Pension age, could minimise tax by postponing taking their State Pension until their income decreases. For each year you delay taking your State Pension, the amount you receive when you do start taking it will have increased by 5.8% for each year you have postponed it. Generally, however, most people are probably best advised to take their State Pension as soon as they are entitled to do so.
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