THE TIME LORD AND WILLS

Do you know that you can go back up to 2 years before a person died and make amendments to their will? You can use what is called a Deed of Variation. As long as all the beneficiaries agree to the proposed changes, the will can be altered either to save on tax or just to make the result fairer to all beneficiaries. Of course, there does need to be a will in the first place, so do make sure you have one and it is up to date. (And do think seriously about arranging LPAs – Lasting Powers of Attorney).