With all of this pension change going through the system, it was surprising to see that the Queen’s
Speech included an announcement that even yet another change was being planned. This change follows the Dutch pension system where pension funds are pooled for better and cheaper results, as opposed to having individual pots for each saver. We are sceptical about this as it seems at odds with some of the other changes, and even the Dutch apparently are looking to move away from this approach.
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