Tuesday, 12 January 2016

PENSION AND PROPERTY IN 2016

With the start of 2016 Sovereign enters its 35th year of trading. It looks like the focus of the New

Year will be on pension changes and the property market with an immediate rush on “Buy Nows”,

both on investment properties and on maximising pension contributions – all before the 6th of April!


2015 survived an election here and slumps in the Chinese economy there with little growth in our

own economy but also virtually no inflation. The new “pension freedoms” saw many dipping into

their pension funds for a whole variety of reasons – some sensible and others rather exotic, as

people realised that it was their money and they could have it when they want it (once they reached

age 55) – subject to tax. Workplace pensions in 2015 were reaching the smaller companies with a bit

of scrambling around to get things in place. 2016 will see the real tsunami of the Workplace Pension

as micro-companies approach their Staging Dates (dates by which they have to have the required

company pension in place).


No comments:

Post a Comment